TAPGO for Transport
Digital payments thatkeep transport moving.
TAPGO SA is building a flexible payment ecosystem for South African transport — designed to make it easier for passengers and customers to pay while keeping funds practical and accessible for drivers and operators.
From taxis and buses to shuttles, deliveries, couriers and logistics, TAPGO aims to give transport operators more ways to receive, access and use digital payments without limiting them to one way of managing their money.
Built for Movement
One payment ecosystem across transport.
TAPGO is being designed for passenger transport and the movement of goods and services.
Taxis & Buses
Support fast and convenient digital fare payments for everyday passenger transport.
Shuttles & Services
Enable flexible digital payment experiences for organised and scheduled transport.
Delivery & Logistics
Support digital payment journeys connected to couriers, deliveries and logistics activity.
E-hailing & More
Flexible payment experiences for e-hailing, metered taxis and other transport businesses.
Passenger Payment Journey
Tap. Pay. Move.
A simple payment journey designed to keep transport moving without unnecessary delays.
Choose how to pay
The passenger or customer uses a supported bank card, phone, QR or TAPGO Wallet payment method.
Payment accepted
The payment is processed through the supported TAPGO payment journey.
Funds become available
Once processed, funds are made available through the operator's TAPGO account for supported spending, withdrawal or transfer options.
Flexible Access to Funds
Your money.More ways to use it.
Receiving a digital payment should not mean losing immediate access to your money. TAPGO is being designed to give transport operators flexible ways to use, withdraw or move funds received through the platform.
Use a TAPGO Card
Use a supported physical TAPGO-linked card for fuel, supplies and everyday business expenses.
Pay From Your Phone
Use a supported TAPGO virtual card through compatible mobile and contactless payment services.
Withdraw When Needed
Access cash through supported participating bank ATMs and retail withdrawal channels.
Transfer Within TAPGO
Move supported funds between TAPGO accounts, for example from a driver to an owner.
Spend Across the Ecosystem
Use available funds for supported purchases at participating businesses, retailers and informal traders.
Transfer to Your Bank
Move funds to a linked bank account when that is the operator's preferred option.
Final withdrawal, settlement, card and mobile-wallet functionality will depend on approved banking, acquiring, payment-network, retail and technology partnerships.
Flexible Ways to Pay
More payment choices for people on the move.
Bank Cards
Support compatible contactless card payments.
Mobile Contactless
Support compatible mobile and NFC payment experiences.
QR Payments
Offer supported scan-to-pay journeys where appropriate.
TAPGO Wallet
Pay using available funds inside the supported TAPGO ecosystem.
Operator Choice
Receive digitally.Decide how to use your funds.
TAPGO is being designed around flexibility. Operators should be able to choose whether they want to spend, withdraw, transfer or move supported funds to a linked bank account.
The goal is to make digital payments useful in everyday transport operations, not to force every operator into the same money management model.
Example Operator Options
TAPGO for Transport